Today

Big 2027 Medicare Advantage shake-up leaves many seniors hunting for new plans

Good morning. The biggest news this morning is Medicare Advantage. Insurers are rolling out their 2027 plans, and the changes are large. In Minnesota, hundreds of thousands of people may have to find a new plan. In southern Oregon, one insurer is leaving the market entirely. Others, like UPMC for Life, are warning members about changes to their coverage.

Many reports say seniors will pay more next year. One study found plans are shifting more costs onto older people, and the benefits may not be as generous as insurers claim. There is a little good news: Medicare Part D drug premiums are expected to stay about the same.

There is also worry further out. Possible Medicaid cuts in 2026 could affect nursing home and long-term care. And two tragedies — a shooting at an Erie County nursing home and a fire set at a senior facility in Everett — are heavy reminders to check on loved ones and on safety where they live.