Today

Insurers are ending Medicare Advantage plans, forcing millions to find new coverage.

Good morning. The biggest news today is a wave of changes to Medicare Advantage plans. Humana and UnitedHealthcare say they are ending plans that cover about one million older people, and reports describe millions more scrambling to find coverage before the year ends. In several places, local plans are changing too: one New Hampshire region has a new carrier, and some Illinois retirees lost their plans when a hospital system dropped two insurers.

If your plan is ending, you are not alone, and open enrollment is the time to act. Today's headlines also warn about common enrollment mistakes and weigh the pros and cons of switching to a Medicare Advantage plan.

There was also important news beyond coverage. Federal and state leaders announced a $275 million effort to build up the nursing home workforce. More than 100 residents were safely evacuated from a Lexington nursing home after a power problem. And Medicare opened a new program offering some weight-loss drugs for $50 a month.