Today

Medicare's 2027 costs are mostly set, but one key number is still missing.

Good morning. Most of your 2027 Medicare costs are now locked in, with one big figure still to be announced. Several reports walk through what is changing next year and how to avoid paying more than you should. Humana says its Medicare Advantage sign-ups for 2027 are beating expectations, and it expects membership to keep growing.

Families caring for aging parents should note an important warning. One report says a nursing home told a family that Dad had to private-pay for 12 months, costing $118,000, before it would consider Medicaid — a requirement the article says has been illegal since 1987. Meanwhile, Boeing retirees were reportedly hit with a 400% jump in Medicare Advantage premiums.

There is troubling news on care quality, too. A Pennsylvania nursing home had its license downgraded again after residents were injured, and a Maryland case ended in a $4 million award after a resident escaped and died of hypothermia.